Guaranty Bank Guaranty Bank

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Home Equity Lines of Credit

Use the equity you have in your home to help with home remodeling, purchasing a new vehicle, consolidating higher interest debts and more.

  • Minimum loan amount $5,000.
  • Interest may be tax deductible.
  • Consult with your tax advisor regarding tax deductibility.

Community Mortgage Loan*

  • Available to first-time home buyers.
  • No required mortgage insurance.
  • 3% Down payment required.
  • Credit Score of 650 or higher.
  • Appraisal fee paid by bank.

*This specialized in-house mortgage program is for first-time homebuyers looking to purchase homes in LMI tracts. All income must be verified and documented within 10 days of closing. Do not need to be a Guaranty Bank client. However, must obtain mortgage with Guaranty Bank to qualify. Household income must meet qualifications. Additional qualifications may be required.

Installment Loans

  • Auto
  • Boat
  • RV
  • Home Improvement

Construction Loans

  • Quick and easy approval process.
  • Friendly and knowledgeable lenders.
  • Competitive terms and rates.

Guaranty Bank is an Equal Opportunity Lender. All loans and lines of credit are available with approved credit.

Contact Brian Today!

Brian Zumwalt 11162020
Brian Zumwalt
Vice President - Consumer Loans
Brian Zumwalt serves as Vice President of Consumer Loans for Guaranty Bank. Brian has 22 years of experience in banking, including consumer lending and management. Brian is a graduate of Missouri State University and enjoys giving back to his community, having been involved as a volunteer with United Way, Junior Achievement, and the Think Big Foundation.