Home Equity Lines of Credit
Use the equity you have in your home to help with home remodeling, purchasing a new vehicle, consolidating higher interest debts and more.
- Minimum loan amount $5,000.
- Interest may be tax deductible.
- Consult with your tax advisor regarding tax deductibility.
Community Mortgage Loan*
- Available to first-time home buyers.
- No required mortgage insurance.
- 3% Down payment required.
- Credit Score of 650 or higher.
- Appraisal fee paid by bank.
*This specialized in-house mortgage program is for first-time homebuyers looking to purchase homes in LMI tracts. All income must be verified and documented within 10 days of closing. Do not need to be a Guaranty Bank client. However, must obtain mortgage with Guaranty Bank to qualify. Household income must meet qualifications. Additional qualifications may be required.
- Home Improvement
- Quick and easy approval process.
- Friendly and knowledgeable lenders.
- Competitive terms and rates.
Guaranty Bank is an Equal Opportunity Lender. All loans and lines of credit are available with approved credit.